These are the best '18-hour cities' to start your US career

New York City and San Francisco aren't the only cities for recent grads to launch their careers.

There are plenty of other options that are more affordable without sacrificing opportunity. In fact, "18-hour cities" — cities that offer a similar lifestyle to a major city like New York but don't run on a 24/7 basis or have the same high costs — are emerging as hot spots.

"For millennials, 18-hour cities hold a lot of appeal," personal finance site Credit Sesame reports. "Their economies are typically expanding at a steady clip since it's less expensive for businesses to set up shop, which means there are lots of jobs to be had. Because they're secondary markets, rent prices in these cities aren't through the roof."

In a new report, Credit Sesame identified the top 25 18-hour cities and then ranked the top 10 based on five factors: median household income, median rent price, unemployment rate, average student-loan balance, and average credit-card balance.

Read on to see which 18-hour-cities cracked the top 10. We also included the median household income, the median rent for total households — the median rent is general and not specific to one- or two-bedroom apartments — and the unemployment rate, all of which Credit Sesame drew from the US Census Bureau.

10. Atlanta, Georgia

Median household income: $46,439

Median rent price: $969 per month

Unemployment rate: 12.9%

9. Charlotte, North Carolina

Median household income: $53,274

Median rent price: $902 per month

Unemployment rate: 10.8%

8. Portland, Oregon

Median household income: $53,230

Median rent price: $945 per month

Unemployment rate: 9.4%

7. Raleigh, North Carolina

Median household income: $54,581

Median rent price: $914 per month

Unemployment rate: 8.3%

6. Denver, Colorado

Median household income: $51,800

Median rent price: $913 per month

Unemployment rate: 7.8%

5. Nashville, Tennessee

Median household income: $46,758

Median rent price: $858 per month

Unemployment rate: 8.2%

4. Minneapolis, Minnesota

Median household income: $50,767

Median rent price: $854 per month

Unemployment rate: 9%

3. Austin, Texas

Median household income: $55,216

Median rent price: $1,012 per month

Unemployment rate: 6.8%

2. Dallas, Texas

Median household income: $43,359

Median rent price: $852 per month

Unemployment rate: 8.9%

1. Seattle, Washington

Median household income: $67,365

Median rent price: $1,131 per month

Unemployment rate: 6.5%

More from Business Insider:

http://uk.businessinsider.com/the-best-us-cities-for-recent-college-grads-2016-5

http://uk.businessinsider.com/best-cities-in-america-to-work-and-live-2016-5