![](https://assets.weforum.org/article/image/xaK2zF-90xSpX3JwBGrCeJZhBuk8g71IgPTrXzD90tY.jpg)
Safeguarding central bank digital currency systems in the post-quantum computing age
Central bank digital currencies will expose key transaction data to quantum attack risks, so cryptographic agility will need to be embedded into systems.
Cam Nili is a Digital Assets Strategy Director at Accenture, where he leads projects focused on adopting and scaling tokenization and web3 primitives. He has spent the past two years serving as a Research Fellow at the Digital Dollar Project and World Economic Forum, where he has focused on examining the advantages and trade-offs associated with implementing tokenized payment instruments, like central bank digital currencies and stablecoins, into regulated financial markets. Cam has authored several papers on this topic and actively collaborates with financial institutions, including banks, central banks, and financial market infrastructures, on designing and implementing strategies to modernize their infrastructures. He continues to contribute to the global dialogue on these topics by exploring the confluence of policy, technology, and business.
Before his fellowship positions, Cam was an engagement lead for digital innovation programs. His work included applying artificial intelligence solutions to optimize financial processes, implementing major cloud service providers at Fortune 500 companies, and embedding Industry 4.0 capabilities for a global chemicals company.
Central bank digital currencies will expose key transaction data to quantum attack risks, so cryptographic agility will need to be embedded into systems.
中央銀行デジタル通貨(CBDC)には、主に一般利用型とホールセール型の2つの形態があります。前者は一般の消費者が使用し、後者は銀行やその他の金融機関間の取引に使用されます。21世紀のあらゆる進化と同様に、CBDCが便利で信頼でき、生活をより便利なものにしてくれることが証明されて初めて、人々はCBDCを使いたくなるでしょう。
Central bank digital currencies (CBDCs) come in retail and wholesale forms. Retail is used by the general public, wholesale is for financial institutions.