Herman Widjaja is the Senior Vice President of Engineering at Tokopedia, overseeing the overall technology and data office at Tokopedia. Besides his role at Tokopedia, Herman is also the CEO of Semangat Digital Bangsa (SDB), a financial technology company that provides alternative credit scoring from e-commerce data sources.
Passionate about growing and globalizing the Indonesian technology community, Herman is also contributing to Tokopedia Academy, a learning ground for the future digital talents in Indonesia by Tokopedia.
Prior to Tokopedia, Herman led technology teams at Google, Facebook, Amazon, and Microsoft.
He currently holds eight US/international-issued patents, has four patents pending approval, and has written four industry publications.
An alternative form of credit scoring is being used successfully in emerging markets, as data on consumer consumption is rich because e-commerce is widespread.
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