360 DigiTech (NASDAQ: QFIN) is a data-driven, technology-empowered digital platform. Through its platform, the company enables financial institutions to provide better and targeted products and services to a broader consumer base. The company also offers standardized risk management services, in the form of software-as-a-service (SaaS) modules to institutional clients. When coupled with its partnership with 360 Group, the company’s solutions created noticeable advantages in customer acquisition, funding optimization, risk assessment and post-lending management.