MMI Holdings is a South African insurance-based financial services group established in December 2010 through the merger of Metropolitan and Momentum. The group also includes Guardrisk and Eris Property Group. The group's core businesses are long- and short-term insurance, asset management, savings, investment, healthcare administration, health risk management, employee benefits, rewards programmes and property investment. MMI Holdings has 17,000 employees and has a presence in 13 countries in Africa, as well as in the UK, Indonesia and India.