OakNorth is the creator of the ON Credit Intelligence Suite, a cloud software that transforms commercial lending by providing lenders with a bottom-up, granular, forward-looking view at both the borrower and portfolio level, based on expansive and dynamic data sets and scenarios that are specific to each sub-sector. Built by a team of 250 credit scientists and software engineers, it enables banks to lend smarter, faster and more to businesses. The software is being deployed by banks around the world, including Capital One, PNC, Fifth Third, SMBC, and OakNorth’s own bank in the United Kingdom (OakNorth Bank). OakNorth has raised $1 billion from investors.