1982, degree in Business, American College of Switzerland; 2000, Executive Programme, Stanford Business School. 1996-99, Adviser to Chairman, Grupo Bal. With Grupo Nacional Provincial: 1999-2003, Chief Operating Officer; 2003-06, Vice-Chief Executive Officer; 2006-15 Chief Executive Officer. 2015-18 Corporate Director of Grupo BAL. 2018-21 Deputy Chairman of Grupo Bal. Since 2021 Chairman of the Board: the Board: Grupo Bal Companies; Fresnillo; Industrias Penoles; ElectroBal, El Palacio de Hierro; Valores Mexicanos Casa de Bolsa; Profuturo GNP; Credito Afianzador; Grupo Nacional Provincial. Board of Trustees, Instituto Tecnologico Autonomo de Mexico. Director, FEMSA.