Over 20 years' experience in private sector development, specifically financial sector, microfinance and SME development throughout Africa. Formerly with: FinMark Trust, seeking to make financial markets work for poor in Africa; UK Department for International Development, on pro-poor financial sector development in Africa; Private Sector Development Department, World Bank; UN Capital Development Fund; assisted International Capital Corporation build private sector development consulting services in Southern Africa. Chair, Centre for Financial Regulation and Inclusion, based at University of Stellenbosch Business School.