BSc in Business Administration, University of California; MBA, Kellogg Graduate School of Management. 25 years of consulting experience advising financial institution clients on growth strategies, performance improvement mergers and acquisitions, strategic planning, change management and organization design. With Bain & Company since 1990; founding member of Bain's Singapore office; currently partner and Global Co-Head of Financial Services practice. Member of the Advisory Board of the Singapore Management University Lee Kong Chian School of Business and guest lecturer at INSEAD.