Degree in Business Management, Ateneo de Manila University; graduate, Strategic Business Economics Programme, University of Asia and the Pacific. Formerly: President and Chief Executive Officer, two listed companies; Treasurer, Aboitiz and Company and Aboitiz Equity Ventures; President and Chief Executive Officer, City Savings Bank; Head, Strategic Procurement Division, Ayala Land Group Bidding Committee; with Citytrust Banking Corporation; with Citibank; with Bank of the Philippine Islands. With Manila Water Company: Group Director for Business; since 2009, current position; also: Managing Director, Ayala Corporation; Head, Visayas-Mindanao Business Group; Head, Operation Transformation Group.