高温天气增多使低收入群体更难谋生 指数保险或能提供帮助
指数保险是一种在预定事件发生时进行赔付的保险,例如天气达到某一预先设定的温度或降雨量。指数保险在发展中国家越来越受欢迎,成为帮助贫困工人应对气候变化影响的一种方式。目前有许多不同的指数保险计划,保费成本根据风险水平的不同而不同。然而,指数保险的应用并非没有挑战。例如,准确预测事件的发生时间可能很困难。
指数保险是一种在预定事件发生时进行赔付的保险,例如天气达到某一预先设定的温度或降雨量。指数保险在发展中国家越来越受欢迎,成为帮助贫困工人应对气候变化影响的一种方式。目前有许多不同的指数保险计划,保费成本根据风险水平的不同而不同。然而,指数保险的应用并非没有挑战。例如,准确预测事件的发生时间可能很困难。
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