Yan is Project Lead for the Digital Trade Portfolio at the World Economic Forum focusing on e-commerce and cross border digital payments. Yan has extensive private sector experience in financial services, e-commerce, cross border investments and capital markets through her prior roles as senior legal counsel for Ant Financial/Alipay and lawyer at Shearman & Sterling LLP. Yan received her B.A. in Economics and Political Science from New York University and her J.D. from the University of Michigan Law School.
Despite huge growth in cross-border payments, these transactions face significant operational challenges relating to a fractured regulatory landscape.
Innovation in payments has largely been driven by the private sector so far, but now central banks are at the forefront of revolutionizing infrastructure.
China should consider how its cross-border data transfer rules could threaten its status as a global leader in both manufacturing and the digital economy.
数字货币正在增长：市场价值超过2万亿美元，涉及15,000多个品类。2021年，萨尔瓦多甚至将比特币作为其法定货币。
With more than 15,000 varieties and a market of $2 trillion, digital currencies are growing. What do these new digital currencies mean for international trade?
Central bank digital currency and stablecoins could streamline global payments – but only if the technology's supervisory bodies are fit for purpose
As digital currencies are poised to have an impact on global financial systems, design, governance and liquidity are among the key principles in focus.
COVID-19 accelerated the rise of digital payments, increasing financial inclusion but also raising risks. Here are seven ideas for how to combat them.
Cross-border payments need to catch up for the cross-border gig economy to realize its full potential.
在新冠病毒疫情期间，数字支付一直在维持经济运行，并帮助人们减少与病毒的接触。
在新冠肺炎疫情期间，科技在封城和隔离时期，对保持社会正常运转方面发挥了至关重要的作用。这些科技可能会产生比新冠肺炎疫情本身更深远的影响。
With widespread quarantine measures to cut COVID-19’s chains of transmission, digital payments give people at-home access to essential goods and services.
Le coronavirus démontre l'importance - et les défis associés - des nouvelles technologies comme les paiements numériques, la télésanté et la robotique.
El coronavirus demuestra la importancia de - y los desafíos asociados con - las nuevas tecnologías como los pagos digitales, la telesalud y la robótica.
The coronavirus demonstrates the importance of – and the challenges associated with – new technologies like digital payments, telehealth and robotics.
